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Private Credit Embedded Finance

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InState OS

Private Credit and Embedded Finance

Operating System to drive modern lending and payments,
credit fund management and innovative marketplaces

We deliver frictionless and intelligent product operations
for private credit funds, direct lenders, fintechs and commercial
enterprises that embed financial products into their business

Wallet
Management

Tokenize Assets
and Payments

Wallet
Management

Track and manage transactions and balances for any form of credit, tokenized as a programmable asset
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Credit Asset
Management

Lending, Loan Products
and Portfolio Management

Credit Asset
Management

Service and manage the lifecycle of any form of loan product, credit asset, and portfolio of assets
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Fund
Management

Collective Investments

Fund
Management

Customize and issue fund products and run end-to-end fund operations digitally
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Marketplace
Operation

Managed Venues

Marketplace
Operation

Setup and manage unique digital venues for the buying and selling of assets
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Securitization
Management

Structured Investments

Securitization
Management

Issue structured investment products backed by any credit asset or pool of assets
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InState OS

Operating Software

InState OS

  • Financial Operating System

    InState OS powers intelligent and frictionless financial operations for all credit strategies and investment products
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InState Network

Credit Marketplace

InState Network

  • Managed Marketplace

    InState Network is a tech-driven private credit market that facilitates business funding, payments, and investment transactions in an efficient, transparent and equitable way
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InState OS

Private Credit
Operating System

InState OS

  • Financial Operating System

    InState OS powers intelligent and frictionless financial operations for all credit strategies and investment products
Learn more

Digitize

your Strategy

InState provides non-banks with the digital platform
to power next generation products and services
boosting growth, efficiency and profitability

Business
Finance


Business Credit

  • Some Use Cases
  • Direct Lending
  • Embedded Finance
  • Trade Finance
  • Asset-based Finance
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Consumer
Finance


Consumer Credit

  • Some Use Cases
  • Secured or Unsecured
  • Mortgage and HELOCs
  • Loan Marketplaces
  • BNPL, Embedded, BaaS
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Commercial
Real Estate
CRE Finance

CRE Credit

  • Some Use Cases
  • Residential or Industrial
  • Senior, Mez or Junior
  • Syndications
  • Funds of Funds
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Project and
Asset-based
Finance

Project Credit

  • Some Use Cases
  • Renewable Energy
  • Infrastructure Debt
  • Specialty Lending
  • Syndications
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Platform

Features

Enabling digital non-bank financial product operations
Flexible • Intelligent • Automated • User-Friendly
AI-driven Risk Management • DLT Tokenization • Structuring

Core
Functionality

Enterprise Credit
Operating System

Core Platform
Functionality

Flexible
UI's and Dashboards

Financial Product
Management

Customizable
Ledger and Transactions

Asset Tokenization
and Fractionalization

Powerful
Tools and Insights

Client Account
Management

Automated
Front, Middle and Back Office Flows

Analytics
Engines

Data-driven
financial insights

Analytics
Engines

Borrower Risk Analytics

  • Creditworthiness and borrowing intelligence
  • Financial performance and liquidity insights

Credit Portfolio
Risk Analytics

  • NAV insights and
    credit risk intelligence
  • Liquidity and cash flow forecasting

Investment Portfolio
Analytics

  • NAV insights and
    investment risk intelligence
  • Allocation and liquidity optimization

Underwriting
Tools

Risk pricing, monitoring
and decisioning

Underwriting
Tools

Automated
Underwriting

  • Risk-based pricing
  • Intelligent decisioning
  • Loan and investment underwriting

Asset Portfolio
Monitoring

  • NAV and risk monitoring
  • Credit risk intelligence

Credit Risk
Management

  • Structuring and enhancement
  • Liquidity optimization
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Technology

Overview

Our Platform's Five 'A's
Analytics • Accounts • Administration • Automation • API

Analytics

Analytics

Business

Investment

Lending

Cashflows

Risk Pricing

Structuring

Positioning

Targeting

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Administration

Administration

Clients

Contracts

Docs

Messaging

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Accounts

Accounts

Products

Accounting

Transactions

Vault

Enterprise
DLT Network

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Schedule a live demo

For further
Information contact
info@instate.io

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Get Started

Copyright © InState Financial Technologies Ltd 2023. All rights reserved.

For information only. No offer, recommendation or solicitation. Subject to T's, C's & approvals as applicable.

Schedule a Demo

Let's get acquainted. Complete the following form, and we'll get back to you ASAP - or mail us directly at info@instate.io

Israel | New York | London

Contact Us

Feel free to reach out with any inquiries by completing the form below or by mailing us directly at info@instate.io

Israel | New York | London

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Join our Beta

Let's get acquainted. Complete the following form, and we'll get back to you ASAP - or mail us directly at info@instate.io

Israel | New York | London

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reaching out!

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