Enterprise Business MidMarket Intelligent Flexible Transparent Efficient Accessible
Embedded Finance Platform OS Operations Network Marketplace Payments Funding Investment Technology
The
InState OS
Embedded Finance SaaS Platform
The InState OS
- Financial Operating System
The InState OS is a SaaS offering built for businesses to power intelligent and frictionless embedded finance products - across credit, payments, and investment
The InState Network
Enterprise Finance
Marketplace
Marketplace
The InState Network
- Managed Marketplace
The InState Network is a
tech-driven private credit market
facilitating business funding,
payments, and investment transactions in an efficient, transparent and equitable way
User Value
Offerings
Alternative Finance Companies
Alternative
Finance Companies
- Lender financing
- Credit and liquidity management
- Lending as a Service
- Credit portfolio risk Analytics as a Service
- Underwriting
as a Service - Platform as a Service
Investment Firms and Credit Funds
Investment Firms
and Credit Funds
- Investment products
- Credit and liquidity management
- Investment portfolio Analytics as a Service
- Underwriting
as a Service - Platform as a Service
Mid Market Enterprises
Mid Market
Enterprises
- Well-priced, flexible commercial financing
- Cash management
- Business treasury Analytics as a Service
Private Investors
Private Investors
- Curated investments
- Liquidity optimization
- Wealth portfolio Analytics as a Service
Financing
Avenues
Term Loans
Lines of Credit
Lending as a Service
Financing
Term Loans
- $500K to $50M
- Up to 60 Months
- From 5% APR
Lines of Credit
- $500K to $50M
- Up to 60 Months
- From 5% APR
Lending as a Service
Extend credit to
your clients
Membership
Wallet
Investment
Avenues
Direct Asset Participations (P-Notes)
Structured Credit
Products (S-Notes)
Fund Partnership
(LP-Units)
Investment
P-Notes: Direct Asset
Participations
Flexible term,
whole loan or syndicated
S-Notes: Structured
Credit Products
Tailored risk levels,
flexible term
- Senior
- Mezz
- Junior
Units - LP:
Fund Partnership
Managed investment
InState OS
Enterprise Credit
SaaS Platform
Leverage our powerful technology with SaaS products
to gain critical insights, boost efficiency and generate growth
Analytics
as a Service
Data-driven
financial insights
financial insights
Analytics
as a Service
Business Treasury
Risk Analytics
- Creditworthiness and borrowing intelligence
- Financial performance and liquidity insights
Credit Portfolio
Risk Analytics
- NAV insights and
credit risk intelligence - Liquidity and cash flow forecasting
Investment Portfolio
Analytics
- NAV insights and
investment risk intelligence - Allocation and liquidity optimization
Underwriting
as a Service
Risk pricing, monitoring
and decisioning
and decisioning
Underwriting
as a Service
Automated Credit
Underwriting
- Risk-based pricing
- Intelligent decisioning
- Loan and investment underwriting
Credit Portfolio
Monitoring
- Credit risk intelligence
- NAV and risk monitoring
Credit Risk
Management
- Structuring and enhancement
- Liquidity optimization
Platform
as a Service
Enterprise Credit
Operating System
Operating System
Platform
as a Service
Client Account
Management
Financial
Risk Analytics
Financial Product
Management
Automated
Front, Middle
and Back Office
Administration
and Reporting
Analytics
Analytics
Business
Investment
Lending
Cashflows
Risk Pricing
Structuring
Positioning
Targeting
Administration
Administration
Clients
Contracts
Docs
Messaging
Accounts
Accounts
Products
Accounting
Transactions
Vault
Enterprise
DLT Network
